Your own AI model key
ReceiptFold reads most receipts by rule, with no AI model. A model, with a key you bring, adds three things:
- Hard receipts get read for you. When the parser is unsure, the model reads the receipt. A complete answer (amount, currency and date) becomes a row; a partial one goes to Review for you to confirm. The first receipt it reads from a new vendor asks for one confirmation.
- Ask answers questions about your money, and Insights writes the analysis: a profile, an action plan and budgets that fit your months.
- What was bought: receipts that only say the shop and the total get the product written down.
Everything else (rows, Spend, Search, the habits score, patterns, alerts, the summaries by email) works without a key.
What a key is
A key is a long code you copy once from the provider. It lets ReceiptFold use that model on your behalf, billed to you by the provider. It is stored encrypted in your workspace (AES-256-GCM) and you can remove it any time.
Providers
| Provider | Suggested model | To start |
|---|---|---|
| Google Gemini | gemini-2.5-flash | Free to start, no card needed; a Google account works |
| OpenAI | gpt-4o-mini | A card on file; pay as you go |
| Anthropic | claude-haiku-4-5 | A card on file; pay as you go |
Leave the model empty to use the suggested one.
How to add it
- Open the provider's keys page and sign in (the app links to each one).
- Create a key and copy it.
- In ReceiptFold open Settings → Parsing, choose the provider, paste the key and press Save key. The receipts waiting in Review are read with it right away; the ones it can read leave the queue on their own.
What it costs
A question or a hard receipt costs a fraction of a cent. A normal month is cents, not dollars.
What is sent to the model
Only what each task needs: for a hard receipt, that receipt's text; for questions and the analysis, totals and the few rows the answer needs, never your whole file. Your key is used only for your workspace.