The app, screen by screen

Home

Until the first receipt lands, Home shows the setup in three steps (connect the spreadsheet, give your receipts an address, forward one receipt). After that it shows a summary: where this month is heading and what needs your eye. A bar at the top of every page reminds you of anything pending, like questions about your profile to confirm or receipts that could say what was bought.

Spend

Totals for the months you choose (3, 6, 12 or 24, up to your plan's history), per currency: every amount keeps its own currency, and when you pay in several there is a tab per currency.

This month: what has gone out so far, what is still due (subscriptions and fixed payments expected before the month ends), the daily pace, and where the month is heading against your typical month.
Monthly chart: click a bar to open that month and the vendors behind it. Notes you pin on a date show on the chart.
By vendor and category: each with its share. A category opens Search with that category, currency and period filtered.
Subscriptions: found from the receipts themselves, with their monthly equivalent, even for yearly plans.
Budgets: a monthly budget per category, with a warning when the month is heading over it.
Money in and out: income and refunds are kept apart from spend; moves between your own accounts are never counted as spend.
Invoices: every row, with a link to the kept receipt.

Vendors

Every vendor with its total, category and how it is recognised. A vendor's page shows its receipts, its monthly chart, whether it is a subscription, what was bought, and a description you can write (what this vendor is for you). You can change a vendor's category, or set a rule so its receipts are always read the same way.

Search and reports

Find any receipt by any word, vendor, date or amount, with quick date filters (last 7 days, last week, this month, last month, this year…) and filters by kind, status, category, vendor, channel and currency. The summary above the results shows totals per currency, the number of receipts, the largest one and the top vendor and category. Download gives a CSV for your spreadsheet tool or a printable PDF report.

Review

Receipts that could not be read with confidence wait here, with the reason: more than one possible total, no amount found, a scanned PDF without text, fields it was unsure about, a receipt sent by you (who was it for?). Confirm or correct the fields and save; ReceiptFold learns from what you confirm. Not a receipt dismisses it. With your own AI model key, most of these are read for you and leave the queue on their own.

Insights

Habits score: a 0 to 100 score from your own receipts, with every part explained (savings rate, variable share, budgets kept, discretionary share, how much the months swing, the trend, subscriptions). No model needed.
This month and Needs your eye: the month's outlook and alerts: an unusual charge, a new subscription, a vendor that came back, a budget over or at risk, a category or a month running high or low.
Learned patterns: what repeats in your rows, found by rule: payments due around the same day each month, income days, payments that leave together, frequent small purchases, weekday and weekend habits, trends, spending around an event.
Written analysis (needs your AI model key): a profile, strengths, risks, an action plan and suggested budgets you can set with one click.

Ask

Ask questions about your money in your own words: "why was September higher than August?", "which subscriptions could I drop?", "how much do I spend on delivery, and is it growing?", "what still has to go out this month?", "what is Proyecto PAS?". Ask reads your totals, vendors, receipts and patterns, and can set a budget, pin a note or change a vendor's category when you say so. It needs your own AI model key. What ReceiptFold knows about you shows the facts it read from your receipts (where you work, where you live, your car…); confirm what is right and it becomes context for your answers.

Scan

Point the camera at a paper receipt and tap the shutter; long receipts in parts. Or pick a photo or a PDF. See Sources.

Settings

Storage: the spreadsheet in use, and switching or reconnecting it.
Plan & usage: your plan, the receipts read this month, and changing plan. See Plans and billing.
Widget & API: keys for the widget and the API. See Widget and API.
Parsing: your own AI model key, and reading your kept receipts again to write down what was bought.
Workspace: name, base currency, the summaries by email, and deleting the workspace.

Summaries by email

Turn them on in Settings → Workspace. Every Monday: the week's spend, where the month is heading and what deserves a look. On the 1st: the month in review against the one before, where the money went, and the patterns your receipts show. Send me both now, as a test sends them right away with your current data. Every mail has a one-click link to stop them, and replying reaches us.